Workers' Compensation
Our Partners

Risk Management
Contact Benefit Management Services of Ohio to assist you with your risk management. Email us at bcarr@bmsoinc.com, or call us at (330) 856-6270, and request a consultation or fill out the form below.
RISK MANAGEMENT SERVICES FOR BUSNESS AND INSURANCE
Who is BMSO, Inc?
Benefit Management Services of Ohio, Inc, (BMSO, Inc.) is a multifaceted, technologically advanced employee benefits service company. BMSO, Inc. enjoys a reputation for providing the highest quality, most efficient and cost-effective services available.
Our innovative and aggressive risk management services utilize highly effective technical services to assist our clients in controlling and managing work related injuries and the related costs.
BMSO, Inc. is committed to quality service, providing complete cost effective employee benefit programs through superior service. We are committed to providing a comprehensive, common sense approach to our client’s risk management programs. At the same time, our expertise and quality cost/claims management of workers’ compensation and unemployment compensation programs allow us the opportunity to form lasting partnerships with our clients.
In addition to risk management consultation services, BMSO, Inc. offers workers’ compensation and unemployment compensation claims management. BMSO, Inc. offers a wide variety of group and individual health care plans specifically designed to meet the needs of our clients.
BMSO, Inc. develops workers’ comp group rating programs on behalf of The Ohio Growth Association, Inc. and numerous chambers of commerce and trade associations throughout Ohio.
What can you expect?
BMSO, Inc. provides employers with a common sense approach to developing, managing and enforcing your company’s risk management program through a comprehensive review and analysis of policies, procedures and risk assessments.
- MAXIMIZE COMPANY PROFITS
- REDUCE ACCIDENT FREQUENCY RATES
- REDUCE WORKERS’ COMPENSATION COSTS
- REDUCE LIABILITY & EXPOSURE
2 Hour to 40 Hour Safety Training Courses
Our training classes provide you the
ability needed to:
- Identify and assess hazards
- Determine Abatement methods
- Understanding compliance to OSHA Standards
- How to manage a safety program
Certificates of completion are provided
after each course.
BWC Group Rating Training
BMSO provides the BWC required two hour training forums for The Ohio Growth Association group rating programs. This annual two hour training program is required of all participants in group rating. OBWC requires all employers with “green year” or the previous year, claim to complete two hours of safety training by June 30, 2017. BWC requires participation if the employer has a claim within the past two years, regardless of the cost or severity of the claim.
Safety Compliance
Audits
- Recordkeeping
- OSHA 300 logs
- Accident forms
Development of Safety
Policies and Procedures
Total Risk Management
Evaluations for Business and
Insurance Industries
OSHA Required Safety
Training Programs
Accident Investigations
Safety will pay!
Training Programs
- Accident Investigation Procedure
- Bloodborne Pathogens
- Care & Protection of Abrasive Grinding Wheels
- Compressed Gas Cylinders
- Confined Space Entry Procedures
- Control and Containment of Asbestos Containing Materials
- Crane & Hoist Safety
- Drug Free Safety Program Training
- Electrical Safety
- Environmental Site Assessments
- Emergency Eyewash/Shower Stations
- Eye, Face and Head Protection
- General Safety Principles
- Hazard Communications
- Hearing Conversation Testing & Training
- Hydraulic Mobile Crane Operations
- Industrial Hygiene Monitoring
- Labor-Management Safety Committee
- Laser Safety
- Lock, Tag, Try Procedure
- Medical Services and First Aid
- Mobile Crane Operations
- Modified Duty
- Noise Level Monitoring
- Occupant Protection in Motor Vehicles
- OSHA Form 300 Recording
- OSHA Inspections
- OSHA Required Safety Training
- Piping Content Identification
- Portable Fire Extinguishers
- Powered Industrial Trucks
- Pre-Job Meeting Checklist Procedure
- Respiratory Protection
- Remote Site Accident Investigation
- Safety Disciplinary Program
- Safe Driving Programs
- Safety Indoctrination For New And Transferred Employees
- Sleep Apnea Testing & Training
- Scaffold Requirements
- Supervisor’s Monthly Safety Meeting
- Tool Safety
- Working in Elevated Places
Essentials of Risk Management Programs
Implementation of an effective risk management program can reduce and control accident frequency and severity rates as well as reducing related workers’ compensation expenses. Include the following basics in your risk management program and your company and your employees will benefit from implementing these steps:
The policy should be signed by a top company official and express the employer’s commitment to workplace safety and health. It should outline responsibilities for managers, supervisors, team leaders and employees. All new hires should be provided with a copy to reinforce the importance of safety in the work place. Posting the policy in common areas and/or including it with payroll checks once a year will ensure that all employees are aware of the company’s commitment to safety.Â
Lead by example. Safety should be emphasized by the highest levels of management from the Company president down to the first line supervisors. Safety should be discussed at all levels of staff meetings and board of directors meetings to show the commitment made by the organization. Senior management should attend training sessions and conduct safety audits in their departments. First line supervisors should conduct accident investigations and participate in new hire safety orientation. By taking the lead, management ensures that safety is, in fact, a company commitment.Â
Distribution of a safety and health policy or a risk survey are examples of safety communication efforts. However, as the old clichĂ© goes, communication is the key to success, so additional communication may be necessary. For instance, communication regarding whether or not important safety activities are being performed will ensure that the activities are actually performed. Such activities may include: timely reporting of injuries and management attendance at training sessions.Â
Distribution of a safety and health policy or a risk survey are examples of safety communication efforts. However, as the old clichĂ© goes, communication is the key to success, so additional communication may be necessary. For instance, communication regarding whether or not important safety activities are being performed will ensure that the activities are actually performed. Such activities may include: timely reporting of injuries and management attendance at training sessions.Â
While safety should be everyone’s job, it’s a great idea to have an individual that can coordinate and execute the organization’s risk management program. This individual should be responsible for continuing education programs, researching and looking for the latest most effective issues in risk management. The Safety Program Coordinator should bring what they learn back to the organization and work with other employees to improve the program. They could also be the point of contact for all employee safety concerns/suggestions.Â
To control workers’ compensation expenses, it is important to bring injured workers back in a productive capacity as quickly as medically appropriate. Employees that transition back to work on modified duty before they are fully recovered have been known to heal faster. Injured worker restrictions, which are provided by the employees’ physician, should never be exceeded. Combined with other cost containment measures such as wage continuation while the employee is off, an early return to work will reduce the cost of the claim and as a result reduced premium. The injured worker should know that the company is concerned about the employees’ recovery. Keep in regular contact with the employee. Stay in touch and stay informed. Discuss alternate jobs with the injured employee and always communicate offers to return to work via certified mail.Â
